by Michelle Baltazar

Are you kuripot (stingy) or galante (generous)? If your Filipina blood runs thick, chances are you’d rather break the bank than see the look of disappointment on your loved one’s face when you shopped at Target, not Tiffany. No wonder knock-offs are a big industry in the Philippines. If we can’t afford it, we fake it.

I figured for any finance advice to be effective, it has to involve absolutely no sacrifice on my part. Zilch. Nada. I put my hand up for reading finance articles that tell me if I don’t buy that $3.50 cup of takeaway coffee in the morning, I’ll be able to save $875 in a year.

Excellent! But then I’ll be miserable for the entire year too so that advice ended in the bin, right next to a discarded coffee cup.

This article will tell you how to save money you don’t see. There are many ways to do that but I’m keeping it to three, based on your age bracket.

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Tags: BUSINESS, finance, saving